New Delhi, March 26 -- Many salaried professionals assume that employer-sponsored health insurance is sufficient to cover medical emergencies. However, experts warn that a corporate plan may not be enough.

Health insurance plans provided by employers may come with some limitations, such as coverage caps, restrictions on certain treatments, and the risk of losing the policy when you switch jobs. These gaps mean employees may find themselves underinsured during critical situations.

Highlighting this concern, Nithin Kamath recently urged individuals not to rely solely on employer-provided coverage. The Zerodha co-founder stressed the importance of purchasing an independent health insurance policy to ensure long-term financial protection. ...