New Delhi, May 23 -- The biggest advantage in investing is not timing the market, but giving compounding enough time to work. The "8-4-3 rule" shows how patient investing for just 15 years can create magic to your portfolio.

Recently, FundsIndia released a report - Wealth Conversations - that provides interesting long-term investment insights on equity, debt, gold, real estate, asset allocation and diversification.

The "8-4-3 SIP rule" of compounding - a simple way to understand how wealth creation speeds up with time.

For example, if an investor puts in Rs.70,000 every month and earns 12% annual returns, reaching the first Rs.1.1 crore takes nearly 8 years. But the second Rs.1.1 crore comes much faster - in about 4 years. After that, ...