New Delhi, Oct. 4 -- If you travelling abroad from India, you may need more than just a visa and a passport. Some countries require visitors to have travel insurance before they are permitted to enter, so that they can cover unexpected medical expenses, accidents or trip disruptions during their stay.

The Schengen countries, Cuba, Romania, the United Arab Emirates (UAE) and Turkey are among the destinations where buying a travel insurance is mandatory for obtaining a visa or stepping outside the airport.

The amount of travel insurance you need largely depends on the destination and its visa requirements. Countries usually set minimum coverage based on their cost of healthcare, the duration of the stay, the type of visa and the medical o...