New Delhi, June 21 -- When you change companies or organisations, it is common to end up with multiple EPF accounts linked to the same UAN. While the Unique Universal Account Number can remain the same throughout an individual's career, every new employer may create a separate PF account under it.

These accounts do no merge automatically. To consolidate their retirement savings, an employee needs to request a transfer of the Employees' Provident Fund balance from their old account to the current one.

While there is no rule that makes EPF transfer mandatory after switching jobs, doing so can help keep your retirement savings in one place and make account management easier. Here's why transferring your EPF balance after a job change is ge...