New Delhi, June 7 -- Sukanya Samriddhi Yojana is designed to secure a girl's child's future as it focuses on wealth generation for the account holder's future education and other major expenses. Many people invest in such schemes after accounting for their monthly expenses and setting aside the remaining funds.

However they may be unaware that the timing of contributions to an SSY account can directly affect the returns they earn, making it important to follow the scheme's deposit rules to maximise the maturity corpus.

Under the scheme's interest calculation rules, deposits made after the 5th day of a month do not earn interest for that month. As a result if you keep missing this deadline over the long term, it can reduce the final matu...