New Delhi, April 22 -- Reserve Bank of India (RBI) on Tuesday introduced a consolidated e-mandate framework for digital payments, effective immediately. Under the new rules, recurring transactions of up to Rs.15,000 can be processed without the need for additional authentication, such as an OTP.

After the update, users can register a one-time e-mandate using additional factor authentication (AFA). Once approved, subsequent recurring payments up to Rs.15,000 will be processed automatically without requiring OTP each time. However, transactions above this threshold will continue to require authentication, RBI said in the report.

This framework replaces all previous circulars, bringing uniform rules for recurring transactions across paymen...