New Delhi, June 5 -- The Public Provident Fund (PPF) scheme remains one of India's most popular long-term investment options, offering a rare combination of capital safety, guaranteed returns and tax benefits. Backed by the government, it is widely used for retirement planning and wealth creation. Here's everything you need to know about PPF, including interest rates, eligibility, tax benefits, withdrawal rules, loans and account-opening procedures.

The Public Provident Fund (PPF) is one of the most trusted government-backed savings schemes. Known for its safety, guaranteed returns and tax benefits, it is widely used by investors looking to build long-term wealth and create a retirement corpus.

PPF offers guaranteed interest at 7.1%* an...