New Delhi, May 24 -- I asked AI which SIP frequency gives the highest return? Here's what it answered.

I asked ChatGPT: I am planning to invest through SIPs. I have a steady income of Rs.50,000 per month and another freelance income of roughly Rs.10,000 per week. I amconfused about - which SIP frequency gives the highest return - Daily SIP, monthly SIP or Quarterly SIP?

For most investors, the "best" SIP frequency is less about magically higher returns and more about consistency, cash flow, and behaviour. Historically, the return difference between daily, monthly, and quarterly SIPs has usually been quite small over long periods - especially in equity mutual funds.

Daily SIPs average out market volatility more frequently, but they do n...