New Delhi, May 23 -- I asked AI which is the best date to invest via SIP every month, here is what it said.

I invest Rs.5,000 each in three different SIPs, with debit dates scheduled on the 1st, 15th, and 25th of every month. I asked ChatGPT, based on historical market trends and past returns, which SIP date is generally considered the most effective for maximising long-term returns? Also, is it better to keep SIPs staggered across the month as I currently do, or align them on the same date for better investment efficiency and portfolio performance?

There is no single "best" SIP date that consistently delivers higher long-term returns. Historical data across Indian equity markets shows that over long investment horizons - especially 10 ...