New Delhi, March 14 -- When you switch jobs, it is common to end up with multiple Employees' Provident Fund (EPF) accounts linked to the same UAN. While the Unique Universal Account Number can remain the same throughout your career, every new employer may create a separate PF account under it.

These accounts do no merge automatically, and employees much request Employees' Provident Fund Organisation (EPFO) to transfer the balance from older accounts to the current active one.

Consolidating your PF accounts helps ensure that all your retirement savings are maintained in one place. It also prevents complications such as inactive accounts, delays in withdrawals, or difficulties in tracking contributions.

EPF is a government-backed savings...