New Delhi, April 18 -- When we start our long term wealth creation journey, we ussually focus on 'how much should I invest' but the factor that is more crucial is, 'when should I start'. As delaying investment even by few year can make a difference of crores. Thanks to the power of compounding!

Aman starts early. At the age of 25, he starts investing a merger amount of Rs.5000 in Mutual Fund Systematic Investment Plan (SIP) and continues to invest till 60. Assuming 12% interest in his investment, Aman build a corpus of Rs.2.75 crore - where his total investment is Rs.21 lakh and estimated returns are Rs.2.54 crore

Rahul, meanwhile, starts at 30, and invests the same amount in MF SIPs for the next 30 years. At the age of 60, at the same ...