New Delhi, May 13 -- Not Bitcoin or Ethereum, Ripple ex-CTO David Schwartz revealed that the cryptocurrency that made him create humungous amount of personal wealth is XRP.

Schwartz helped design the XRP Ledger before retiring from the chief technology officer role earlier this year.

Here's a look at how XRP managed to outperformed Bitcoin and Ethereum in his portfolio:

Recently he posted on X that that he once held 26 million XRP. He also owned roughly 1,000 Bitcoin (BTC) and 40,000 Ethereum (ETH) tokens.

As a co-founder of Ripple, Schwartz's early investment in XRP ended up earning him more than his investments in Bitcoin and Ethereum. XRP reached a record high of $3.65 in July 2025 and now trades near $1.46, ranking as the fourth-l...