New Delhi, July 1 -- HDFC Bank has rolled out major changes to the rewards programme on its SmartBuy platform by introducing a separate monthly cap on reward points earned through brand voucher purchases.

The move affects several HDFC Bank credit cards, including Infinia, Diners Black and Regalia and especially those customers who regularly buy gift and shopping vouchers through the SmartBuy partners such as Gyftr and Woohoo.

The new rule came into effect on July 1, 2026. While HDFC Bank has not changed the overall monthly SmartBuy reward points limit, it has introduced a separate lower cap for reward points earned on brand voucher purchases. This essentially means that customers can no longer earn their entire monthly SmartBuy reward p...