New Delhi, June 21 -- Under EPFO 3.0, the Employees' Provident Fund Organisation (EPFO) is planning to unveil several member-friendly reforms aiming to simplify the overall experience for EPF subscribers. However, one announcement has sparked confusion among subscribers - the provision allowing withdrawal of up to 70% of the EPF balance under the new system. Many are confused whether the earlier facility of withdrawing 100% of their EPF corpus still exists and how to facilitate that.

Yes. EPFO in a release dated October 15, 2025, stated, "75% of eligible amount now withdrawable at any time without any documentation; full withdrawal also allowed under special situations."

Here's a look at what are the special situation and whether the ne...