EPF interest credit delayed? What it means for your savings
New Delhi, July 26 -- Many EPFO members have begun seeing the annual interest for FY2025-26 reflected in their provident fund accounts from July 15, after the retirement fund body credited interest at the approved rate of 8.25% per annum.
Once the interest is credited, EPFO sends SMS alerts to members. The updated balance can also be viewed in the EPF passbook available on the Employees' Provident Fund Organisation's (EPFO) unified member portal.
However, if you have not received a notification from EPFO yet, there's no need to worry. It does not mean your interest has not been credited or that you will received a lower amount. The interest crediting exercise is carried out in phases, so it may take some time before the updated balance ...
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