New Delhi, June 16 -- The EPFO's Central Board of Trustees (CBT) approved an 8.25% EPF interest rate for FY2025-26 in March 2026. However, despite more than two months having passed since the announcement, the interest is yet to be credited to subscribers' accounts. Here's look at how monthly interest amount amount is calculated and how to check if the money has been credited.

The monthly EPF interest rate is calculated on the total balance in your EPF account including - employee contribution, employer's contribution, and the balance already present in the account. The formula that is used is:

Monthly Interest = EPF Balance x (Annual Interest Rate ÷ 12)

Over the year, these monthly calculations keep accumulating.

For example, le...