New Delhi, Oct. 30 -- Diwali is around the corner and homes across the country are getting ready to light up diyas (small oil lamps) and fairy light, while celebrations will be accompanied by firecrackers. However, the festive season also brings the risk of accidental fires caused by electrical short circuits, firecrackers or unattended diyas and candles, particularly when residents step out of their homes.

In such circumstances, having a home insurance policy can offer financial protection against unexpected damage to your property and belongings. While it cannot prevent such incidents, the right policy can help you manage the financial burden of repairs and replacement if an unfortunate event occurs.

A home insurance policy, with prem...