New Delhi, March 27 -- It is fairly common for people to receive health insurance coverage through their workplace. However, some people also choose to maintain a separate personal policy purchased independently for additional financial protection.

Corporate health insurance policies often come with limitations such as coverage caps, restrictions on certain treatments, and the risk of losing the policy when you switch jobs, making a separate personal policy an important financial safeguard, as per multiple experts.

When the hospital bill arises, people may wonder if both policies can be used for the same treatment. Here's what experts say about such an arrangement, and the process that needs to be followed.

A person can claim under bot...