New Delhi, April 28 -- For parents, summer often brings a steady outflow of funds for their children-camps, hobby classes, and activities that quickly add up. But alongside this seasonal spending lies an opportunity many overlook.

These short-term spends are a great time to 'soft launch' the money conversation in a language that kids easily understand. Instead of simply signing cheques and fulfilling demands, parents are beginning to realize that the summer budget can be a child's first financial playground, a place where the stakes are low, but the lessons are life-long.

The core of financial literacy isn't just about saving; it's about understanding the nature of what we buy. Asha K.J., a counselling psychologist and student well-bein...