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The credit card debt trap: How a Rs.1 lakh bill can spiral out of control

New Delhi, June 8 -- Credit cards often come with perks-discounts, lounge access, reward points and the ability to instantly pay large bills. It's easy to start viewing them as a supplementary source ... Read More


Status games: why many high-earning Indians fail to become wealthy

New Delhi, June 4 -- On paper, India's upper crust is thriving, with paychecks crossing Rs.1 crore a year. Yet, behind the premium gated communities and the gleam of luxury cars lies a financial irony... Read More


How Aadhaar mismatches, duplicate UANs and HR errors derail EPF transfers

New Delhi, May 28 -- For corporate professionals, switching jobs usually means better compensation and career growth. However, it can also trigger an administrative nightmare if not managed proactivel... Read More


Digital living wills: a guide to costs, steps, trends and risks of advance medical directives

New Delhi, May 28 -- When a 57-year-old woman in Bengaluru was diagnosed with cancer a few years ago, the possibility of entering remission prompted her to think practically about life ahead. Her elde... Read More


A weaker rupee and tougher job markets are reshaping the economics of foreign education

New Delhi, May 20 -- To grab hold of the glossy dream of overseas education and eventual global employment, Indian parents have willingly liquidated family assets and taken out hefty education loans -... Read More


Gold and silver import duty hike: here is what it means for prices and ETF premiums

New Delhi, May 20 -- The domestic precious metals market is adjusting to a major policy reset. The government has raised import duty on gold and silver by about 9%, including cess. At the same time, s... Read More


Focus on the horizon: Bajaj Finserv's Nimesh Chandan sees Nifty at 27,000 despite volatility

New Delhi, May 15 -- A few years ago, on a boat ride in Hong Kong, Nimesh Chandan, CIO of Bajaj Finserv AMC, was battling motion sickness. A friend told him: focus on the horizon. Fix your eyes on som... Read More


Outsourcing house chores is the new and easy norm, but is it burning a hole in your pocket?

New Delhi, May 13 -- Digital platforms now stitch ease into every corner of life-from exotic fruits delivered at the doorstep to salon services at home. Domestic help is no longer an exception. Tradi... Read More


Retirement 2.0: How seniors are turning passion into paychecks

New Delhi, May 7 -- At 65, Vijaya Chakravarty thought she was ready to retire. After a long career as a landscape designer, the idea of slowing down seemed natural. But retirement, as the 72-year-old ... Read More


How the falling rupee still affects households with no direct dollar expenses

New Delhi, May 4 -- For many Indian households, the rupee hitting a record low of 94.85 to a US dollar might feel like a distant headline that has little to do with their finances. Especially when no ... Read More