New Delhi, May 2 -- A 25-year old tech professional has caught attention online after sharing how he built a Rs.20 lakh investment portfolio in three years, despite earning under Rs.10 lakh per annum. In a detailed Reddit post, he outlined his approach to a disciplined saving, consistent investing, and diversified asset allocation, offering a roadmap for young earners looking to grow wealth without a high salary.

According to the original poster, he belongs to an upper middle class family and began his career with Rs.4 lakh per annum salary. "A bit of background. Grew up in Bangalore in an upper middle class family. Got an entry level IT job, fresh out of college. Been working in the same org for almost 3 years now," he wrote.

In the fi...