New Delhi, July 12 -- A Rs.1.5 crore flat rents out for Rs.40,000 a month. Sit with that number for a second. It may sound surprising, but that simple calculation raises an important question: does buying a house always make financial sense? While homeownership is often seen as a major life milestone, the numbers don't always support the decision-especially if you're buying only because of social pressure.

Last year a young couple came to me on the verge of buying a house. But they weren't excited. They were tired. Because every now and then, the same question landed at the dinner table: "Beta, when are you buying a house? They didn't want a flat. They wanted the question to stop." - Abhishek Kumar, SEBI-registered Investment Adviser (RI...