Kolkata, Oct. 22 -- L&T Finance Ltd. has recorded consolidated Profit After Tax (PAT) of Rs 975 Crore, up 33 per cent Year-on-Year for the second quarter ended September 30, 2026. During the quarter, LTF achieved a milestone of highest-ever consolidated book of Rs. 1,36,635 Crore, up 28 per cent Year-on-Year. The retail book size during the quarter reached Rs. 1,34,600 Crore, up 29 per cent YoY. The Company has recorded robust retail disbursement of Rs. 24,027 Crore for the second quarter ended September 30, 2026, up 27 per cent YoY, reflecting continued business momentum. Improving asset quality, lowering credit costs, and higher Return on Assets reinforce the Company's focus on profitable, risk-calibrated growth. Concurrently, the Company has accelerated technology deployment to evolve into an AI-native lender.
L&T Finance continues to advance its Lakshya 2031 ambition of becoming a risk-first, technology-first and AI-native retail financial services institution. The Company is embedding intelligence across customer acquisition, underwriting, portfolio management, servicing and cross-selling.
Commenting on the financial results Sudipta Roy, Managing Director & CEO, LTF, said, "Q2FY27 has been yet another strong quarter for L&T Finance with strong delivery across all business parameters, laying a solid foundation for our Lakshya 2031 journey with a sustained business momentum."
Published by HT Digital Content Services with permission from Millennium Post.