Panchkula, Sept. 24 -- Police have registered separate cyber fraud cases where two residents were allegedly duped of a combined Rs.15 lakh; one victim was tricked into installing a fraudulent application and the other was lured by fake insurance officials. In the first case, a 51-year-old Indo-Tibetan Border Police (ITBP) personnel from Surajpur allegedly lost Rs.2 lakh after installing an APK file named "PNB.apk". On June 19, a caller posing as a PNB employee offered to help him obtain a credit card and sent the application. After installing it, three unauthorised transactions of Rs.80,000, Rs.69,000 and Rs.80,000 were made through his ICICI Bank credit card for purchases on Zepto Marketplace.In the second case, a 41-year-old resident of Karanpur village allegedly lost Rs.13 lakh after fraudsters lured him. Singh received a call on June 29 from a person who claimed his insurance policy's documents were pending and offered to arrange a refund of his accumulated amount. The fraudsters allegedly persuaded him to transfer money to different bank accounts, assuring him the amount would be refunded with interest. Between July 9 and September 5, Singh made 12 NEFT transfers amounting to Rs.13 lakh, and later realised he has been cheated. Separate FIRs have been registered under Sections 318(4) (cheating) and 61(2) (criminal conspiracy) of the Bharatiya Nyaya Sanhita (BNS).htc...