India, April 21 -- India's financial sector has made significant investments in cybersecurity over the past decade, strengthening perimeter defences, identity controls, and fraud detection systems. However, a deeper and less visible risk is now emerging beneath these layers, cryptographic debt. As global regulatory conversations shift towards post-quantum cryptography, encryption is no longer just a technical control but a strategic risk with long-term implications for resilience, compliance, and business continuity. Most enterprises still lack a unified view of their cryptographic landscape, making large-scale transitions complex, costly, and operationally sensitive.

In this conversation with Dataquest, Ruchin Kumar, VP, South Asia at F...