India, April 3 -- India's digital revolution has unfolded novel possibilities for extraordinary convenience, connectivity and scale. Nevertheless, its rapid success has also attracted a new wave of threats that financial systems were never designed to handle.

In 2024, cyber theft exceeded Rs.22,842 crore. On the other hand, losses from bank-related fraud surged from Rs.2,623 crore to over Rs.21,000 crore within months. This, in turn, revealed how quickly attackers are adapting to a high-volume, always-on payments ecosystem.

With India now accounting for 46% of the world's digital transactions, the surface area for utilization has increased exponentially. At the same time, the country is embracing intelligent technologies at a remarkable...