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US Patent Issued to EARLY WARNING SERVICES on Sept. 1 for "Secure electronic billing with real-time funds availability" (Arizona Inventors)

ALEXANDRIA, Va., Sept. 1 -- United States Patent no. 12,725,154, issued on Sept. 1, was assigned to EARLY WARNING SERVICES LLC (Scottsdale, Ariz.). "Secure electronic billing with real-time funds ava... Read More


US Patent Issued to Bank of America on Sept. 1 for "Smart card with hard-wired tamper detection system" (North Carolina, Arizona, South Carolina, District Of Columbia Inventors)

ALEXANDRIA, Va., Sept. 1 -- United States Patent no. 12,725,155, issued on Sept. 1, was assigned to Bank of America Corp. (Charlotte, N.C.). "Smart card with hard-wired tamper detection system" was i... Read More


US Patent Issued to The Clearing House Payments on Sept. 1 for "Secure payment processing" (North Carolina, Wisconsin Inventors)

ALEXANDRIA, Va., Sept. 1 -- United States Patent no. 12,725,156, issued on Sept. 1, was assigned to The Clearing House Payments Co. LLC (New York). "Secure payment processing" was invented by David F... Read More


US Patent Issued to Wells Fargo Bank on Sept. 1 for "Distributed ledger technology utilizing cardless payments" (California, Arizona, Minnesota Inventors)

ALEXANDRIA, Va., Sept. 1 -- United States Patent no. 12,725,157, issued on Sept. 1, was assigned to Wells Fargo Bank N.A. (San Francisco). "Distributed ledger technology utilizing cardless payments" ... Read More


US Patent Issued to Visa International Service Association on Sept. 1 for "Computer-implemented method, system, and computer program product for detecting collusive transaction fraud" (Texas, California Inventors)

ALEXANDRIA, Va., Sept. 1 -- United States Patent no. 12,725,158, issued on Sept. 1, was assigned to Visa International Service Association (San Francisco). "Computer-implemented method, system, and c... Read More


US Patent Issued to MasterCard International on Sept. 1 for "Methods and systems for identifying a re-routed transaction" (Indian, American Inventors)

ALEXANDRIA, Va., Sept. 1 -- United States Patent no. 12,725,159, issued on Sept. 1, was assigned to MasterCard International Inc. (Purchase, N.Y.). "Methods and systems for identifying a re-routed tr... Read More


US Patent Issued to JPMORGAN CHASE BANK on Sept. 1 for "Systems and methods for payment threat mitigation" (New Jersey Inventors)

ALEXANDRIA, Va., Sept. 1 -- United States Patent no. 12,725,160, issued on Sept. 1, was assigned to JPMORGAN CHASE BANK N.A. (New York). "Systems and methods for payment threat mitigation" was invent... Read More


US Patent Issued to Bank of America on Sept. 1 for "Contactless transaction protection using generative adversarial network ("GAN") deep learning technology" (Indian Inventors)

ALEXANDRIA, Va., Sept. 1 -- United States Patent no. 12,725,161, issued on Sept. 1, was assigned to Bank of America Corp. (Charlotte, N.C.). "Contactless transaction protection using generative adver... Read More


US Patent Issued to Stripe on Sept. 1 for "Techniques for handling card testing attacks" (Washington Inventors)

ALEXANDRIA, Va., Sept. 1 -- United States Patent no. 12,725,162, issued on Sept. 1, was assigned to Stripe LLC (South San Francisco, Calif.). "Techniques for handling card testing attacks" was invent... Read More


US Patent Issued to Capital One Services on Sept. 1 for "Dynamic identity proofing" (Virginia, Illinois Inventors)

ALEXANDRIA, Va., Sept. 1 -- United States Patent no. 12,725,163, issued on Sept. 1, was assigned to Capital One Services LLC (McLean, Va.). "Dynamic identity proofing" was invented by Jeffrey Carlyle... Read More