ALEXANDRIA, Va., Sept. 1 -- United States Patent no. 12,725,162, issued on Sept. 1, was assigned to Stripe LLC (South San Francisco, Calif.).
"Techniques for handling card testing attacks" was invented by Alexandre Bondoux (Seattle) and Elaine Cheng (Mercer Island, Wash.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Embodiments may include receiving a request including transaction data to evaluate a transaction as part of a charge path that processes at least a portion of the transaction; processing, by a set of blocking machine learning models, a portion of the transaction data to generate a set of blocking scores for the transaction; retrieving, from a memory, a set of card testing attack (CTA) scores ass...