ALEXANDRIA, Va., Sept. 1 -- United States Patent no. 12,725,154, issued on Sept. 1, was assigned to EARLY WARNING SERVICES LLC (Scottsdale, Ariz.).

"Secure electronic billing with real-time funds availability" was invented by Laura Weinflash (Scottsdale, Ariz.) and Lou Anne Alexander (Scottsdale, Ariz.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system including one or more processors and one or more non-transitory computer-readable media storing computing instructions configured to run on the one or more processors and perform various acts. The acts can include receiving, from a first entity, a first request to pay a second entity. The first request can include (a) an account identifier of an account o...