New Delhi, July 1 -- A new generation of borrowers is emerging in India's digital-first era. With access to information and freely available knowledge banks, borrowers are better informed about financ... Read More
New Delhi, July 1 -- India has witnessed strong demand-led credit growth over the past few years. Retail lending continues to drive this growth story, while MSME credit is gaining momentum, and lender... Read More
New Delhi, June 15 -- The lending industry has entered a new phase in which speed, accuracy, and trust are equally important. Borrowers today not only expect instant approvals, seamless onboarding, an... Read More
New Delhi, June 4 -- Digital lending platforms have changed the way people borrow money. Borrowing is now possible in small, sachet-sized loans at the click of a button. Traditional credit facilities,... Read More
New Delhi, May 26 -- Traditional lending systems were built for borrowers with formal income records, strong credit histories, and structured financial documents. But many small businesses do not oper... Read More
New Delhi, May 19 -- In an increasingly interconnected world, credit risk is no longer shaped solely by balance sheets, repayment histories, or sectoral performance. Today, not only the country's econ... Read More
New Delhi, May 4 -- In the evolving landscape of global lending, traditional credit assessment methods need further augmentation to meet the demands of speed, inclusion, and accuracy. Traditionally, l... Read More
New Delhi, April 24 -- Traditionally, credit decisions were made using fixed rules. Lenders checked income, credit score, and repayment history, and if a borrower met the criteria, the loan was approv... Read More
New Delhi, April 16 -- The global financial system is moving towards stronger data privacy and customer control. People want to know how their data is used and who has access to it. In this changing e... Read More
New Delhi, April 13 -- Traditionally, credit decisions in India have involved assessments of financial statements, collateral requirements, and a healthy repayment history. While these remain critical... Read More