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Your credit score may not matter soon. Here's what AI looks at instead

New Delhi, April 24 -- Traditionally, credit decisions were made using fixed rules. Lenders checked income, credit score, and repayment history, and if a borrower met the criteria, the loan was approv... और पढ़ें


Consent-driven credit: Why consumer-controlled data is shaping the future of lending

New Delhi, April 16 -- The global financial system is moving towards stronger data privacy and customer control. People want to know how their data is used and who has access to it. In this changing e... और पढ़ें


ESG data is reshaping India's credit decisions: What borrowers must know

New Delhi, April 13 -- Traditionally, credit decisions in India have involved assessments of financial statements, collateral requirements, and a healthy repayment history. While these remain critical... और पढ़ें


Rising inflation, rising credit demand: Can AI manage the risk?

New Delhi, April 2 -- India has weathered many global headwinds in the past, including wars and tariff disruptions. The strong foundations of India's economic policies have helped the economy remain r... और पढ़ें


How India's youth is evolving into more informed and responsible borrowers

New Delhi, March 25 -- New India's economic growth is driven by self-reliance and economic empowerment. As millions of young Indians enter the workforce, moving away from traditional employment and em... और पढ़ें


Women are powering India's next credit boom; here's what the data shows

New Delhi, March 18 -- India is making strong progress in the credit ecosystem, whether it is through digitalisation, better use of data and analytics, adoption of AI and machine learning, or expandin... और पढ़ें


How lenders are adapting to uncertainty in a volatile economy

New Delhi, March 10 -- The global economy has been impacted by several challenges across the world. Political conflicts lead to changes in trade policies, tariffs, and thus political uncertainty have ... और पढ़ें


From youth dividend to credit ready: How India's Yuva Shakti Budget impacts first-time borrowers

New Delhi, Feb. 26 -- India's Union Budget this year is not just playing the traditional role of outlining financial policy and offering guidance for the coming fiscal cycle. It is a blueprint for the... और पढ़ें


Account aggregator 2.0: The inflection point India has been waiting for

New Delhi, Feb. 19 -- We have heard people say this before, that data is the new oil, but in today's digital world, it is at the core of the financial ecosystem. Every time we do a bank transaction, i... और पढ़ें


From UPI to MSMEs: Why credit is the backbone of India's economic transformation

New Delhi, Feb. 2 -- As India celebrated its 77th Republic Day last week, credit remains a pivotal pillar of its broader economic journey towards becoming a global power and leaping into the top three... और पढ़ें