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Why risk is becoming more distributed across India's lending ecosystem

New Delhi, Aug. 21 -- The lending ecosystem world over has become significantly more interconnected over the past decade. Traditionally, a financial institution was contacted by the borrower, who hand... Read More


As India grows, so does its appetite for credit. But who is being left out?

New Delhi, Aug. 13 -- Borrowing today isn't just about covering a cash shortfall; it's become a deliberate part of financial planning. People take loans for many reasons: to buy a home or vehicle, to ... Read More


Digital lending in India: How Aadhaar, payments and account aggregators are changing credit

New Delhi, July 22 -- The evolution of India's lending ecosystem is a result of systematically building digital pathways for data and analytics through consistent investment in innovation. This has be... Read More


How account aggregators are making credit more inclusive in India

New Delhi, July 22 -- India has built one of the most advanced Open Finance infrastructures in the world through the Account Aggregator framework. This allows individuals and businesses to securely sh... Read More


Modern borrower expects instant payments, real time updates and more

New Delhi, July 1 -- A new generation of borrowers is emerging in India's digital-first era. With access to information and freely available knowledge banks, borrowers are better informed about financ... Read More


First time borrowers to lead the next wave of credit growth in India

New Delhi, July 1 -- India has witnessed strong demand-led credit growth over the past few years. Retail lending continues to drive this growth story, while MSME credit is gaining momentum, and lender... Read More


Real-time lending: Why modern digital infrastructure is the future of credit

New Delhi, June 15 -- The lending industry has entered a new phase in which speed, accuracy, and trust are equally important. Borrowers today not only expect instant approvals, seamless onboarding, an... Read More


How digital lending platforms can scale faster without increasing risk

New Delhi, June 4 -- Digital lending platforms have changed the way people borrow money. Borrowing is now possible in small, sachet-sized loans at the click of a button. Traditional credit facilities,... Read More