New Delhi, June 4 -- Digital lending platforms have changed the way people borrow money. Borrowing is now possible in small, sachet-sized loans at the click of a button. Traditional credit facilities,... Read More
New Delhi, May 26 -- Traditional lending systems were built for borrowers with formal income records, strong credit histories, and structured financial documents. But many small businesses do not oper... Read More
New Delhi, May 19 -- In an increasingly interconnected world, credit risk is no longer shaped solely by balance sheets, repayment histories, or sectoral performance. Today, not only the country's econ... Read More
New Delhi, May 4 -- In the evolving landscape of global lending, traditional credit assessment methods need further augmentation to meet the demands of speed, inclusion, and accuracy. Traditionally, l... Read More
New Delhi, April 24 -- Traditionally, credit decisions were made using fixed rules. Lenders checked income, credit score, and repayment history, and if a borrower met the criteria, the loan was approv... Read More
New Delhi, April 16 -- The global financial system is moving towards stronger data privacy and customer control. People want to know how their data is used and who has access to it. In this changing e... Read More
New Delhi, April 13 -- Traditionally, credit decisions in India have involved assessments of financial statements, collateral requirements, and a healthy repayment history. While these remain critical... Read More
New Delhi, April 2 -- India has weathered many global headwinds in the past, including wars and tariff disruptions. The strong foundations of India's economic policies have helped the economy remain r... Read More
New Delhi, March 25 -- New India's economic growth is driven by self-reliance and economic empowerment. As millions of young Indians enter the workforce, moving away from traditional employment and em... Read More
New Delhi, March 18 -- India is making strong progress in the credit ecosystem, whether it is through digitalisation, better use of data and analytics, adoption of AI and machine learning, or expandin... Read More