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AI-powered early warning systems are changing credit risk management

New Delhi, May 19 -- In an increasingly interconnected world, credit risk is no longer shaped solely by balance sheets, repayment histories, or sectoral performance. Today, not only the country's econ... Read More


How bureau and account aggregator data are redefining lending risk

New Delhi, May 4 -- In the evolving landscape of global lending, traditional credit assessment methods need further augmentation to meet the demands of speed, inclusion, and accuracy. Traditionally, l... Read More


Your credit score may not matter soon. Here's what AI looks at instead

New Delhi, April 24 -- Traditionally, credit decisions were made using fixed rules. Lenders checked income, credit score, and repayment history, and if a borrower met the criteria, the loan was approv... Read More


Consent-driven credit: Why consumer-controlled data is shaping the future of lending

New Delhi, April 16 -- The global financial system is moving towards stronger data privacy and customer control. People want to know how their data is used and who has access to it. In this changing e... Read More


ESG data is reshaping India's credit decisions: What borrowers must know

New Delhi, April 13 -- Traditionally, credit decisions in India have involved assessments of financial statements, collateral requirements, and a healthy repayment history. While these remain critical... Read More


Rising inflation, rising credit demand: Can AI manage the risk?

New Delhi, April 2 -- India has weathered many global headwinds in the past, including wars and tariff disruptions. The strong foundations of India's economic policies have helped the economy remain r... Read More


How India's youth is evolving into more informed and responsible borrowers

New Delhi, March 25 -- New India's economic growth is driven by self-reliance and economic empowerment. As millions of young Indians enter the workforce, moving away from traditional employment and em... Read More


Women are powering India's next credit boom; here's what the data shows

New Delhi, March 18 -- India is making strong progress in the credit ecosystem, whether it is through digitalisation, better use of data and analytics, adoption of AI and machine learning, or expandin... Read More


How lenders are adapting to uncertainty in a volatile economy

New Delhi, March 10 -- The global economy has been impacted by several challenges across the world. Political conflicts lead to changes in trade policies, tariffs, and thus political uncertainty have ... Read More


From youth dividend to credit ready: How India's Yuva Shakti Budget impacts first-time borrowers

New Delhi, Feb. 26 -- India's Union Budget this year is not just playing the traditional role of outlining financial policy and offering guidance for the coming fiscal cycle. It is a blueprint for the... Read More