Bureau launches network-based UPI authentication without OTP
India, Oct. 15 -- Bureau, a global unified risk decisioning platform, has launched Silent Mobile Verification (SMV), a telecom network-based authentication capability designed to verify the association between a mobile number, SIM card and requesting device in real time, without relying on SMS one-time passwords (OTPs).
The launch follows a National Payments Corporation of India (NPCI) circular, dated 30 September 2026, which expands the device-binding framework for Unified Payments Interface (UPI) services in India. NPCI has recognised SMV as an alternative device-binding method alongside SMS-based binding and requires UPI members and application providers to combine SMV with SMS-based methods.
Bureau's SMV operates in the background t...
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