Hanoi, May 11 -- Deposit interest rates have continued to cool, with 42 banks cutting rates by 0.1-0.5 percentage points since the State Bank of Vietnam (SBV) Governor met commercial banks in early April 2026. However, competition for medium- and long-term capital remains active at some lenders through high rates and promotional schemes, while mortgage rates continue to stay elevated, with floating rates at some banks reaching 14-15% per year, maintaining pressure on borrowers and the property market. Lingering competition for long-term capital Despite the broader downward trend, several medium-sized and smaller banks are still competing to attract medium- and long-term deposits. Saigonbank recently raised its 13-month online deposit rate...