Hanoi, Aug. 31 -- As artificial intelligence (AI) models become increasingly widespread, a bank's competitive edge is no longer determined by technology alone, but by the quality of its data. The more complete and accurate the data, and the more effectively it is managed, the greater the value AI can generate for business operations. In just a few years, AI has evolved from an experimental technology into an "assistant" for many banks, supporting everything from customer service, credit approval, and fraud detection to risk management. However, as the technological gap between institutions narrows, a new question is emerging: What will determine banks' competitive advantage in the AI era? The answer does not lie in which bank possesses th...