Hanoi, Oct. 12 -- The State Bank of Vietnam (SBV) has issued Circular No. 53/2026/TT-NHNN regulating the safety, risk management and deployment of artificial intelligence (AI) systems in the banking sector, requiring strict oversight as automation expands. AI increasingly integrated into banking According to the central bank, nearly 89% of people aged 15 and above had payment accounts by the end of 2025, while digital transactions accounted for over 95% of transactions at many credit institutions. In the first half of 2026, cashless payment transactions rose 34.28% in volume and 12.24% in value year on year. Banks are increasingly applying AI in data analysis, personalised services, fraud detection and risk management. In August, the Join...