US Patent Issued to Worldpay on Sept. 8 for "Multi-platform electronic payment transaction risk profiling" (Ohio Inventor)

ALEXANDRIA, Va., Sept. 8 -- United States Patent no. 12,731,122, issued on Sept. 8, was assigned to Worldpay LLC (Symmes Township, Ohio).

"Multi-platform electronic payment transaction risk profiling" was invented by Joseph A. Pappano (Cincinnati).

According to the abstract* released by the U.S. Patent & Trademark Office: "Technologies for enhancing payment transactions include a payment gateway computing system. The payment gateway computing system receives authorization request messages from point of sale systems of one or more betting-related merchants. The transactional information for each of the plurality of authorization requests is cataloged into a repository as historical payment data. A risk profile based on the historical payme...