ALEXANDRIA, Va., March 24 -- United States Patent no. 12,586,046, issued on March 24, was assigned to Worldpay LLC (Symmes Township, Ohio).

"Systems and methods for executing real-time electronic transactions by a dynamically determined transfer execution date" was invented by William J. Wied (Austin, Texas), Aman S. Cheema (Warwickshire, Great Britain), Manuela Dragan (Westfield, N.J.) and Stephen E. Dinan (Austin, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for executing real-time electronic transactions by a dynamically determined transfer execution date are disclosed. One method includes receiving, at an application programing interface (API) system, an electronic transaction...