ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,770,196, issued on Oct. 20, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Computing systems and methods for multi-party transactions" was invented by Jason Robert Birgenheier (Las Vegas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Various examples described herein are directed to systems and methods for managing multi-party transactions. A payment management system may receive a premium payment message from a user computing device. The premium payment message may describe a premium payment towards a health insurance policy held by a user of the user computing device. The payment management system may initiate a deposit of the premium payment...