US Patent Issued to Wells Fargo Bank on June 9 for "Derived unique key per hash encapsulated encrypted transaction (DUKPHEET)" (Missouri, Arizona Inventors)

ALEXANDRIA, Va., June 9 -- United States Patent no. 12,652,174, issued on June 9, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Derived unique key per hash encapsulated encrypted transaction (DUKPHEET)" was invented by Jeffrey J. Stapleton (O'Fallon, Mo.) and Peter Bordow (Fountain Hills, Ariz.).

According to the abstract* released by the U.S. Patent & Trademark Office: "The arrangements disclosed herein relate to generating, by a first server, a first seed using a Hash-Based Message Authentication Code (HMAC) based at least in part on a Hash Key (HK), providing, by the first server to each of a first device and a second device, the first seed, providing, by a second server to each of the first device or the second device, a sec...