ALEXANDRIA, Va., April 7 -- United States Patent no. 12,598,181, issued on April 7, was assigned to Wells Fargo Bank N.A. (San Francisco).
"Adaptive authentication based on real-time risk evaluation" was invented by Kasiperumal Achappan (Karnatakaq, India), Ramya Balasubramanian (Telangana, India), Poornimadevi Pandurangan (Karnataka, India), Ajay Kumar Panikkar (Sunnyvale, Calif.) and Ravi Kanth Thota (San Francisco).
According to the abstract* released by the U.S. Patent & Trademark Office: "A computer system and method for managing device trust during digital interactions. The method comprises capturing device data, including static and dynamic parameters, from a device upon user login to a digital platform. Static parameters are analy...