ALEXANDRIA, Va., March 31 -- United States Patent no. 12,591,892, issued on March 31, was assigned to Visa International Service Association (San Francisco).

"For early detection of a merchant data breach through machine-learning analysis" was invented by Shubham Agrawal (Round Rock, Texas), Claudia Carolina Barcenas Cardenas (Austin, Texas), Chiranjeet Chetia (Round Rock, Texas) and Hangqi Zhao (Seattle).

According to the abstract* released by the U.S. Patent & Trademark Office: "Described are a system, method, and computer program product for early detection of and response to a merchant data breach through machine-learning analysis. The method includes receiving transaction data associated with a plurality of transactions and receiving...