ALEXANDRIA, Va., Feb. 17 -- United States Patent no. 12,556,392, issued on Feb. 17, was assigned to Visa International Service Association (San Francisco).

"Interaction account tokenization system and method" was invented by Laszlo Spoor (Krimpen aan den IJssel, Netherlands), Michael Kemanetzis (Rotterdam, Netherlands) and Savio Voskian (Rotterdam, Netherlands).

According to the abstract* released by the U.S. Patent & Trademark Office: "A disclosed method includes a tokenization computer receiving, from a processing network computer, a tokenization request message during an interaction between a first user device and a second user device. The tokenization request message comprises first user account data and second user account data. The ...