ALEXANDRIA, Va., Feb. 17 -- United States Patent no. 12,556,535, issued on Feb. 17, was assigned to Visa International Service Association (San Francisco).
"Authentication with offline device" was invented by Wilson Thampi (Foster City, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A first user device can transmit an interaction request to a remote computer via a long range communication channel. The first user device can receive an authentication request message from the remote computer and can then transmit the authentication request message to a second user device via a short range communication channel. The first user device can then receive an authentication response message comprising a respons...