ALEXANDRIA, Va., Aug. 12 -- United States Patent no. 12,705,634, issued on Aug. 11, was assigned to Visa International Service Association (San Francisco).

"System, method, and computer program product for predicting consumer behavior based on demographics and new product features using machine learning models" was invented by Egor Ershov (Arlington, Va.), John Alexander Taylor (Washington), Yuan Fang (Santa Clara, Calif.), Hank Dea Wu (New York), Natalia Skorokhodova (Camarillo, Calif.) and Dennis Becker (Arlington, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, and computer program products are provided for predicting consumer behavior based on demographics and new product features us...