US Patent Issued to Visa International Service Association on April 7 for "Snap mobile payment apparatuses, methods and systems" (California, Washington Inventors)

ALEXANDRIA, Va., April 7 -- United States Patent no. 12,597,017, issued on April 7, was assigned to Visa International Service Association (San Francisco).

"Snap mobile payment apparatuses, methods and systems" was invented by Ayman Hammad (Pleasanton, Calif.), Igor Karpenko (Sunnyvale, Calif.), Miroslav Gavrilov (Santa Clara, Calif.), Abhinav Shrivastava (Redmond, Wash.), Mark Carlson (San Francisco) and Prakash Hariramani (San Francisco).

According to the abstract* released by the U.S. Patent & Trademark Office: "The SNAP MOBILE PAYMENT APPARATUSES, METHODS AND SYSTEMS ("SNAP") transform real-time-generated merchant-product Quick Response codes via SNAP components into virtual wallet card-based transaction purchase notifications. In one...