ALEXANDRIA, Va., Oct. 27 -- United States Patent no. 12,775,953, issued on Oct. 27, was assigned to United Services Automobile Association (USAA) (San Antonio).
"Systems and methods for providing a rolling authentication code" was invented by Nolan Serrao (Plano, Texas), David Joaquin Harris (San Antonio), Qunying Kou (San Antonio), Gideon Bowie Luck (Plano, Texas), Nickolaus Wayne O'Neal (San Antonio) and Kristina Suniga-Cabrera (San Antonio).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for providing a rolling code verification retrofit for existing payment systems are provided. A rolling code is generated for a verification data type captured by the payment system, while an actual valu...