ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,770,132, issued on Oct. 20, was assigned to United Services Automobile Association (USAA) (San Antonio).
"Payment splitting" was invented by Charise Renee Whitaker (San Antonio) and Michael J. Maciolek (Boerne, Texas).
According to the abstract* released by the U.S. Patent & Trademark Office: "The described payment splitting technology can enable a person to split a cost of a product over a number of payments. For example, mobile device can receive a code for a product, receive an indication via the display of the mobile device that a person wants to split the cost of the product, and send a payment split indicator to a point of sale (POS) device. The POS device can scan the product,...