ALEXANDRIA, Va., July 21 -- United States Patent no. 12,687,603, issued on July 21, was assigned to United Services Automobile Association (USAA) (San Antonio).

"Systems and methods for securely facilitating data communication with ultra-wideband or Bluetooth low energy" was invented by Huihui Wu (Grapevine, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method may include receiving, via the communication mode adjustment circuitry, an indication from a user and receiving anchor characteristics indicative of one or more of anchors. The method may then involve determining whether the anchor characteristic indicates precise location tracking is needed and activating a data communication mode, an audio c...