US Patent Issued to U.S. Bank National Association on July 14 for "Mass-based clustering of utterances in financial contexts" (Minnesota, Texas Inventors)

ALEXANDRIA, Va., July 14 -- United States Patent no. 12,682,900, issued on July 14, was assigned to U.S. Bank National Association.

"Mass-based clustering of utterances in financial contexts" was invented by Nishanthini Ontivillu (Eagan, Minn.), Seema Sunil Savadi (Irving, Texas) and Steven Benjamin Taylor (Bloomington, Minn.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A set of embeddings is generated from the data of a set of utterances originating in a financial data processing environment. An embedding corresponds to an utterance and includes a multidimensional vector whose dimensionality is reduced forming a compressed vector. A mass value is assigned to the compressed vector (mass-bearing data point ...