ALEXANDRIA, Va., Sept. 8 -- United States Patent no. 12,730,691, issued on Sept. 8, was assigned to Truist Bank (Charlotte, N.C.).
"Proactive monitoring of file status updates in transaction systems" was invented by Omganesh Teekaramsingh (Johns Creek, Ga.), Louis Allin (Richmond, Calif.), Jonathan Topp (Montpelier, Va.) and Sreelekshmi Padmakumar (Richmond, Va.).
According to the abstract* released by the U.S. Patent & Trademark Office: "File status updates can be proactively monitored in transaction systems. For example, a system can send an X9 file comprising transaction data associated with a plurality of transactions to a downstream transaction processing system. The system can receive, via an X9 file status application programming i...